Workers' comp premium-audit response
Your audit re-rates the year from records that were never class-split.
At policy expiry your carrier audits actual payroll, re-rates it, and bills the difference. When it lands, the evidence you would have needed was never captured. forgekite assembles your premium-audit response packet — payroll by class code, officer and overtime exclusions, reconciled subcontractor COIs, and line-item disputes — from your own records, for a flat price.
You sign and file it. forgekite does not contact your carrier, does not file with a rating bureau, and does not negotiate on your behalf.
Free class-code lookup
Look up a class code without creating an account. This is reference-only information — no applied rule, no rate, no citation.
No signup, no account, no waitlist. Currently covers the launch jurisdiction only.
Seed data — not real bureau rates. The reference library is not populated yet, so results are placeholder records.
No lookup run yet
Enter a class code and its state to see the reference record returned for it.
What the packet contains
Payroll by class code
Each payroll row is assigned to a class code or explicitly marked unassigned. There is no default class code — an unassigned row is surfaced, never rated at the highest class you touched.
Officer and overtime exclusions
Exclusions are applied per your state's rule, and the packet states which rule version produced them, so the result is reproducible if it is challenged.
Reconciled subcontractor COIs
A coverage schedule that flags missing and expired certificates with the gap dated — so you see the exposure before your carrier does.
Line-item disputes
The disputed lines with the supporting-document checklist, stamped with the jurisdiction and the rule library version used.
Pricing
One packet
$249flat, one-shot
- One assembled packet, one policy term, one launch jurisdiction.
- Includes the e-mod correction request for the same term.
- Re-runs after a first-submission bounce are included.
- No subscription, no retainer, no contingency fee — ever.
What it is not
- Not a contingency-fee recovery service and not a share of what you save.
- Not insurance consulting, and not a legal, tax or coverage determination.
- No one talks to your carrier for you — the signature stays yours.
- No professional-review tier at launch.
How it works
- 1. Frame the audit. Jurisdiction and policy period. Outside the covered slate we refuse rather than guess.
- 2. Upload your records. The carrier worksheet, then payroll (provider export or your bookkeeper's spreadsheet), optionally the sub-COIs.
- 3. Map and reconcile. Payroll rows map to class codes through a column mapper; unassigned rows need your explicit decision.
- 4. Confirm and download. One release surface where you confirm the flagged items, then the packet is yours to file.